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What makes a Housing scheme comes under affordable housing scheme?
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MIG – I are household for the income between 6-12 lakhs and MIG -2 are household between the income 12-18 lakhs. MIG I are allowed loan up to 9 lakhs at 4% interest. MIG-II up to 12 lakhs at 3% interest which is a huge subsidy from present rates and the tenure up to 20 years.
Developers in the affordable housing sector will also get a year’s time to pay tax on notional rental income on completed but unsold units. The tenure for long-term capital gains for affordable has come down from three to two.
Investment opportunities
Affordable housing is a great investment opportunity for people in all sector as this concept has taken of in all the countries after 2009 crash in the world. Real estate sector people basically were forced into the affordable housing sector because of the liquidity crunch which has been again faced by people in India. The problems are not the same with the affordable housing sectors as listed above the 40% people are moving to cities affordable homes are built for them hence the demand is high. Affordable homes make it easy to cash in at a higher rate after holding at a certain point.
Affordable homes are also good if you are from a low or medium group as the buyers are RERA protected and fully utilized for their space.
Overall Affordable Home is a good place to start with for your first home
If you are looking for Affordable housing in Haryana do check Springwoods City. It has best in class facilities and amenities.
Source- Haryana Goverment Circular»» Listing Details
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